How To Get A Loan With No Credit

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Loan or Credit Card?

When it comes to spending credit, a loan or credit card are the top choices. Both are great, but which one is better for your next purchase?

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Calculate Your Loan Savings

This loan calculator will help you determine the monthly payments on a loan.

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Repayment Period Format: 12m, 36m, 3y, 7y

Other Fees/Costs ($) Percentage (%)

Potential Savings

Representative Example: For a $5,000 36-month loan at an interest rate of 5.99% with a 1.15% origination fee of $57.50, you will receive a loan amount of $4942.50 and will make 36 monthly payments of about $153.84 at a 5.99% APR. Total loan cost would be $5,538.10.

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from Our Partner Lenders

Below you will find information on just a few of our top partner lenders with their most recent rates, terms and amounts. Find more info by visiting our Rates Section.

Lender	Best For	Credit Score	APR Range	Amount	Duration
	Good to Excellent Credit	660 Minimum	3.49% - 19.99%	$5,000 - $100,000	2 - 12 Term Length
Terms & Conditions	Good to Excellent Credit	660 Minimum More Info	6.99% - 19.99% ( .25% Discount with Autopay )	$3,500 - $40,000	36 - 72 Months Term Length
	Fair Credit	640 Minimum	5.99% - 24.99%	$5,000 - $40,000	2 - 5 Term Length
	Poor to Fair Credit	600 Minimum	7.99% - 35.97%	$1,000 - $35,000	3 - 5 Term Length
	Poor to Fair Credit	580 Minimum	9.95% - 35.99%	$2,000 - $35,000	2 - 5 Term Length

* All APRs reflect autopay and loyalty discounts where available.

Our team of editors rate credit card offers unbiasedly in light of the components the credit card offers purchasers, expenses, financing costs, and how a credit card is related by category. The evaluations are the master supposition of our editors, and not affected by any compensation this site gets from the credit card issuer(s).