Where To Make Money Order Near Me

Dating dorsum to the Civil State of war, coin orders are a fast and secure way to pay an individual or business organization. They're a slice of paper similar to a check, simply unlike a personal check, they're considered guaranteed coin.

Peradventure you don't take a checking business relationship, or maybe you're buying a used vehicle from a private party, any the instance, y'all stand a great chance of needing to buy a money order from time to time.

It's with this in listen that I researched the 11 best places to buy a money order near you, as well as the costs associated with each. I also breakdown what to do if you lot lose a money order and how to spot a imitation one from a mile away.

Why Would Y'all Need a Money Order?

A money gild is a slap-up way to pay someone or accept someone pay you.

Hither are the BIGGEST benefits.

– Guaranteed Funds – A money order is issued with NO depository financial institution information on it and is backed by a 3rd party issuer like Western Union or MoneyGram.

To get a money order issued, you have to use cash or have the money taken directly out of your bank business relationship making the funds "guaranteed".

This makes for a dandy way to collect payment on a used vehicle for example. The buyer doesn't have to withdraw a large corporeality of cash, and the seller can avoid collecting payment via a personal check.

– Very Convenient – Anyone can become a money order; no bank business relationship required. Plus, the number of establishments that will issue a money order has too grown substantially, more on that later.

– Money Orders are Traceable – When you purchase a coin lodge y'all're given a receipt with all the pertinent information on it to trace information technology (if needed). If a money order is lost or stolen, it can be easily cancelled and replaced (unlike greenbacks).

What Does a Money Order Price?

It completely depends on the shop or business you buy the coin lodge from. Fees currently range from $0.70 all the style upward to $1.lx.

Important note: The largest coin order you lot can purchase is $1,000. If you lot demand more than that y'all'll have to buy multiple money orders or apply a cashier's check.

As well, be aware that some of the prices below can modify depending on where you live.

The 11 Best Places to Buy a Money Order

i. Walmart

Walmart coin orders are pretty cheap and convenient since you'll probably be shopping their anyways.

Cost: $1.00 max fee (upwards from $0.88)
Company Used: MoneyGram
Maximum Amount Immune per Money Order: $1,000. Annihilation over $1,000 requires photo ID.
Payment Immune: Cash, debit carte, Walmart money card.

The $1.00 fee is the max fee and pricing varies by Walmart location.

Merely money orders that were created at Walmart can be cashed at Walmart.

See Also: You Can As well Greenbacks Checks at Walmart…Hither'south How It Works

2. Publix

When information technology comes to grocery stores, Publix is one of the cheaper places to get a money order. Here are the details.

Cost: $0.89
Visitor Used: Western Union
Maximum Corporeality Allowed per Money Order: $500
Payment Allowed: Greenbacks, debit card.

It should also be noted that while Publix sells money orders, they practise not greenbacks them.

Come across Besides: eleven Best Places to Get a Check Cashed Near Me

3. CVS Drugstore

CVS recently joined the ranks of drugstores offer money orders.

Price: $0.99
Company Used: Money Gram
Maximum Amount Allowed per Money Order: $500
Payment Allowed: Cash, debit card.

Just walk up to any open checkout annals at CVS and you tin purchase a coin order. Be sure to bring a photo I.D. to brand it happen.

4. 7-Eleven

Did you know you can grab a Slurpee and a money order on the same visit to vii-Eleven? Here'southward the scoop.

Price: $ane – $3 depending on the location.
Visitor Used: Coin Gram
Maximum Amount Immune per Coin Order: $500
Payment Allowed: Cash, debit carte du jour.

Since seven-Eleven locations are open 24 hours a 24-hour interval, they make for a great place to score that two a.chiliad. money gild you lot might need someday.

v. Kroger

Here's what you lot need to know well-nigh getting a money gild at Kroger.

Cost: $0.84 with Kroger'south card, $0.88 without.
Company Used: Western Wedlock
Maximum Amount Allowed per Coin Guild: $i,000
Payment Allowed: Cash, debit carte du jour.

Like to Publix, Kroger is a bully place to purchase your groceries and money order all in the same trip.

6. Grand-Mart

As long every bit Kmart stays in business they'll offer money orders.

Cost: $1.fifty or less depending on location.
Company Used: Western Matrimony
Maximum Amount Allowed per Money Order: $500
Payment Allowed: Greenbacks only.

At $0.70 each, Kmart money orders are some of the cheapest effectually. But keep in mind that you Can'T use your debit carte to score one – cash only.

vii. Meijer

Meijer has ane of the cheaper money lodge services around.

Toll: $0.65
Company Used: Western Wedlock
Maximum Corporeality Allowed per Money Order: $500 and $three,000 per customer, per solar day.
Payment Allowed: Greenbacks, debit card.

8. Walgreens

Did y'all know that your local Walgreens offers coin orders too? Hither's the skinny…

Cost: $0.65 – $1.00
Company Used: Western Wedlock
Maximum Amount Immune per Money Order: Send up to $6,000, receive up to $300.
Payment Allowed: Cash, debit card.

Update: Unfortunately Walgreens doesn't offering money orders anymore. They now offer Western Union Money Transfers instead.

A WU money transfer allows you lot to use your debit menu ($15 fee), credit menu ($15 fee), or banking concern account ($0.99 fee) to send money to anyone at any time.

9. Rite-Help

You lot can as well get a money order at your local Rite-Assist drugstore.

Price: $0.99
Company Used: Western Matrimony
Maximum Amount Allowed per Money Order: $500
Payment Allowed: Cash, debit menu.

It's worth noting that Rite-Aid will Not cash money orders at this fourth dimension.

x. Local Banks

You can likewise go to your depository financial institution and inquire for a coin order.

While the fees may be higher, it volition be much easier to accept the money taken direct out of your bank business relationship and turned into a money order.

Banking company of America: $v fee, $ane,000 limit.
Wells Fargo: $5 fee, $1,000 limit.
US Bank: $five fee, $ane,000 limit.
Hunt: $5 fee, $ane,000 limit.
Regions Bank: $one fee, $1,000 limit.

11. Postal service Function (USPS)

The United States Mail Part is a tried-and-true way to get a money guild created.

Cost: $1.thirty for money orders $500 or under, $1.75 for $500.01 to $1,000. $0.45 for postal Armed services coin orders.
Company Used: USPS
Maximum Amount Allowed per Money Club: $one,000
Payment Allowed: Cash, debit carte, or traveler'south check.

USPS as well lets yous create international money orders with a $700 limit on each.

You can besides cash in your next money order at the post function, which was something I was not aware of.

How Do I Spot a Fake Money Club?

Keep in heed that a thief can buy a money order for $1, then try to tamper with it to brand the amount larger.

Or they can create a completely imitation coin order and try to pass if off as existent.

When it comes to spotting a simulated money social club, in that location are 2 important things to be aware of.

1. Cheque the Dollar Amount – Does the dollar corporeality on the coin order announced to exist fuzzy or discolored? If it does, then at that place's a good take chances someone tried to erase the number and replace information technology with a larger number.

Also, if the amount is over $i,000 it's probably a fake. This is considering domestic money orders take a maximum value of $1,000 and international money orders have a maximum value of $700.

ii. Examine the Paper – Hold the coin society to a lite (or at an bending) and cheque for a watermark.

If yous don't see a watermark you know it's a fake.

USPS money orders accept a watermark of Ben Franklin on the left side.

MoneyGram has a "logo" watermark on it besides as a heat-sensitive stop-sign that changes colour when yous put your finger over it.

Western Wedlock also uses a watermark along with ink that will run when the money lodge is altered.

If you suspect a simulated, you should call the company that issued information technology before trying to cash it.

– Western Union: 1-800-325-6000

– Money Gram: 1-800-666-3947

– USPS Verification Organisation: 1-866-459-7822

What Should I Do If I Lost a Coin Order?

In that location are two scenarios at play hither…yous either lost the coin order before giving it to the recipient, or you lost it subsequently it was given to you every bit a form of payment.

Let'southward interruption downwardly both scenarios…

one. You Lost a Money Club Before Giving it to Recipient

If the money gild has however to be cashed, you're going to want to cancel it ASAP.

First call the issuer and explain the situation to them. This is where the importance of KEEPING YOUR RECEIPT comes into play.

Your receipt volition have all the pertinent info needed to abolish the money order or to see if information technology's been cashed.

You'll typically exist asked to make full out a cancellation request form, be certain to attached a re-create of your receipt to it.

The issuer volition give you lot instructions on how to return the form and y'all'll be hitting with a cancellation fee. Cancellation fees vary from $six all the mode up to $eighteen or more.

You'll exist given the pick of getting a refund for the corporeality or having some other money club issued.

Exist warned that it can take one-2 months for your counterfoil request to be processed.

If y'all don't have your receipt, it could cost you upwards of $30 to endeavor and get your coin guild cancelled.

If the issuer comes dorsum and tells y'all that the money order was cashed, you'll accept to take the evidence to the local authorities and so they can investigate further.

2. You lot Lost a Money Club Given To You every bit Payment

Contact the person who gave you the money social club and get a copy of the receipt if you can.

Next, call the issuer and they'll assistance you through the process of regaining your cash.

The takeaway hither is to cash or deposit your coin order equally soon as possible.

Where Should I Cash My Money Order?

When cashing a coin social club you lot'll accept to prove a valid I.D., endorse it with your signature, and maybe pay a pocket-sized fee before y'all get your greenbacks.

When it comes to cashing or depositing it, hither are the best places to brand it happen.

1. Depository financial institution or Credit Union – Accept the coin order to a depository financial institution or credit union that you already have an business relationship with. Y'all can either accept the cash or deposit the coin immediately into your account.
2. Mail service Office – If you have a USPS money order yous tin take information technology to your local post office and have it cashed.
3. Grocery Stores – Some grocery stores can it. Call ahead or visit the customer service desk to find out.
4. Retail Stores – Many retail stores will cash a money gild, but only if it was created at their store. For example, Walmart will only cash money orders that originated from a Walmart location.
5. Check Cashing Business – Most will be able to greenbacks your money order for you.

Inquire the Reader: Where do y'all usually buy money orders? Do y'all prefer a specific business because of the location or because they accept small fees?

Past Kyle James

Photograph credit to Marcin Wichary.

Source: https://www.rather-be-shopping.com/blog/find-money-orders-near-me/

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